Live-in care costs
Live-in care costs
Understanding the investment in care at home
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Transparent. Considered. tailored.
A clear and considered approach to understanding the investment in care at home.
The cost of live-in care reflects the level of support required, the experience of the carer and the overall circumstances of the household.
Unlike residential care, live-in care is shaped entirely around the individual. One dedicated carer lives within the home, providing personalised support, companionship and a reassuring presence throughout the day.
Because every situation is different,
arrangements are carefully considered to ensure the level of support and the carer’s experience are well aligned from the outset.
We provide clear guidance throughout, with a personalised care proposal following an initial consultation.
typical weekly investment
The cost of live-in care depends on the level of support required and the experience of the carer selected.
As a general guide, most live-in care arrangements begin from approximately £1,300 per week, depending on the level of support required and the experience of the carer.
Each arrangement is carefully considered following an initial consultation, allowing us to provide a clear and tailored indication of costs based on your circumstances.
HOW THE COST IS STRUCTURED
Live-in care is arranged on an introductory basis. This means you engage your carer directly, agreeing their daily rate with them, while Access Care provides the recruitment, vetting and introduction.
We carefully select carers from our established register, present considered options and support the process through to successful introduction.
Our team remains available throughout the arrangement, providing guidance, continuity and reassurance as needs evolve over time.
Registration & matching fee
When you feel ready for us to begin arranging care, a one-off Client Registration & Matching Fee is payable.
This enables us to formally begin the matching process — carefully reviewing our carer register, discussing availability and identifying carers whose experience and personality feel well suited to both the individual and the household.
From this point, we manage the process through to successful introduction, presenting considered options and supporting you at each stage.
Different agencies structure their services in different ways. Our approach reflects the time and care that goes into carefully matching carers whose experience, personality and approach feel right for each household.
ongoing support and agency fee
Access Care charges an agency fee for introducing and supporting live-in care arrangements, reflecting the ongoing work involved in maintaining and managing each placement.
This reflects the ongoing work involved in maintaining a carefully vetted register of carers, managing introductions and providing continued support to both families and carers throughout the placement.
Our team remains available to assist with continuity, coordination and guidance, ensuring arrangements continue to run smoothly as needs evolve.
A CONSIDERED APPROACH TO CARE AT HOME
Live-in care offers a highly personalised alternative to residential care, allowing individuals to remain in familiar surroundings with one-to-one support tailored to their needs.
For many families, the value lies not only in the level of care provided, but in the continuity, flexibility and reassurance that come from having a dedicated carer within the home.
Our role is to ensure each arrangement is thoughtfully considered from the outset, bringing together the right carer, the right level of support and a structure that works naturally within the household.
Frequently asked questions
Answers to common questions about the cost of live-in care
To ensure complete clarity:
• Arrival and departure days are usually charged at a half-day rate.
• Some carers may request enhanced rates for Bank Holidays.
• Changeover days are charged at a full Agency Fee due to the coordination involved.
• Night-time support typically includes 1–2 interventions. If regular waking care is required, we may advise reviewing the structure of support to ensure it remains sustainable for all parties.
Our focus is always on long-term, well-balanced arrangements rather than short-term adjustments.
Yes. As an introductory agency, you engage your carer directly, on an agreed daily rate, while we manage the process and provide ongoing support.
Depending on circumstances, financial support or planning structures may include:
• Attendance Allowance
• NHS Continuing Healthcare
• Local Authority funding
• Immediate needs annuities
• Equity release or structured financial planning
Upon registration, you will receive our detailed Onboarding Pack, which includes clear guidance on funding options, financial planning considerations and practical next steps.
Funding thresholds and eligibility criteria are reviewed regularly, and we always recommend seeking up-to-date professional guidance.
If, at some stage, you choose to continue privately with a carer introduced by Access Care, a Permanent Engagement Fee applies.
This reflects the significant investment made in sourcing, vetting, matching and supporting the introduction.
Full details are outlined within our Terms of Business and will be explained clearly during the registration process.
Many households value the flexibility this option provides, particularly in long-term arrangements.
Speak with our care consultants
Arranging live-in care often starts with a conversation. Our experienced team will take time to understand your circumstances, answer your questions and guide you through the options available. Whether you are planning ahead or require support urgently, we are here to help.
You are always welcome to call simply for advice, there is no obligation.
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