Access Care - Funding

Access Care - Costs

Funding 24hr Live in Care/Housekeeping

For those seeking an alternative to a Nursing Home there may be various forms of funding available to help individuals and their families with the costs of 24hr Live In Care.

The Government provides financial assistance, advice and other forms of funding support to most elderly, sick and disabled people who need help with their personal care or nursing. Below is a list of the most common methods of funding care, useful phone numbers and links to informative websites.

Attendance Allowance

Attendance Allowance is a tax free benefit for people over the age of 65 who need help with personal care such as getting in and out of bed, washing, eating, medication or mobility; or because they can become confused and need someone to watch over them.
Benefit Enquiry Line/Attendance Allowance 0800 882200
Click here for further information on Attendance Allowance

Carer's Allowance

Carers Allowance is a taxable benefit for people (such as a friend or family member) who look after someone who already receives an Attendance Allowance or a Disability Livings Allowance. Extra expenses may be claimed for paying a third party to provide care while you are out of the house.
Benefit Enquiry Line/Carers allowance 0800 882200
Click here for further information on Carer's Allowance

Disability Living Allowance

You may be entitled to a Disability Living Allowance if:

- You have a physical or mental disability
- Your disability is severe enough for you to need help caring for yourself
- You have walking difficulties
- You are under 65 when you claim
Click here for further information on Disability Living Allowance

Direct Payments

As an alternative to providing you with personal care, Social Services are obliged to offer you Direct Payments (if you meet certain conditions) to pay for your own private homecare arrangements and related activities.
Click here for further information on Direct Payments

Continuing NHS Health Care

Those people with a 'complex medical condition that requires a lot of care and support, and/or very specialise nursing support' are entitled to receive financial help "in any setting" - including your own home from the NHS. It is intended to cover the entire costs of care including all medical care and nursing care. Telephone NHS Direct on 0845 4647 ask for details of your local Patient Advise and Liaison service - PALS.
Click here for further information on Continuing NHS Health Care

Independent Living Fund

Independent Living Funds (ILF) are set up and financed by central government. It pays grants to people with high support needs who wish to live independently in their own homes. ILF is not means tested.
Independent Living Fund Enquiry Line 0845 6018815
Click here for further information on Independent Licving Fund

Private Funding

You can of course pay for any care you wish to receive privately without having to complete any government forms, or you may wish to take out a care fee payment plan which will cover the cost of your care.
For more information speak with your financial advisor.