How Much Does Live-In Care Cost?
We often talk with our clients or their relatives about the cost of live-in care, and we work hard to make our costs as straight forward and transparent as possible. Our commitment is to work together with you, and make sure you get the exact level of care you or your loved one needs, and you pay only for what you require. Nothing more and nothing less.
Did you know that having a carer to live-in your own home is often comparable in cost to going into residential care? In the case of couples, it’s often far cheaper to have a live-in carer for both of you than go into a home.
A live-in companion, who will help with laundry, cooking, cleaning and be a companion will cost from £700 per week. They’ll bring you a warm cup of tea in the morning when you wake up, help you get dressed, put on your makeup, and start the day on a positive note. They’ll make sure all your clothes are clean and ironed, your daily meals are hot and nutritious, you get help with your shopping, and also run errands like picking up prescriptions. They can also help you care for pets if you have any, prepare your home for entertaining friends and family, take you to family weddings, and help you keep the house tidy and clean. Then at the end of and exciting day they’ll make sure you get to bed safely, feeling warm and comfortable. They afford the whole family true peace of mind!
If you’re looking at personal care, this will cost around £770 per week, going up for more dependent care packages. Personal Care packages include all of the companionship level but add in medication assistance, continence management, some mobility assistance, washing/bathing & showering etc.
But that’s not to say all care packages are the same - we encourage you to get in touch so we can chat about your personal circumstances and work out the best package offer for you or your loved one - email us at firstname.lastname@example.org or call 0800 980 3958, we’re here 9-7pm on Monday to Friday if you want to arrange care, and there is an emergency on call number if you need urgent help out of office hours.
If you or your loved one is needing advanced level care, this is typically £925 per week. Advanced care is for those people who have more complex needs, or challenging behaviour - so the carers are trained specifically for those conditions. They will give assistance with bed mobility, hoisting and transfers, change catheter bags, PEG feeding, stoma care, and can be trained for more advanced medication assistance. These carers will work in conjunction with doctors, nurses, occupational therapists, physio therapists, and will keep in contact with them on a regular basis to ensure the client has the very best care. You can also choose this care package to see your loved one right through the end of their life.
So you can see that different levels of care do have different costs, but the service received by the client is reflected in those costs, and complexity of care is very much taken into consideration.
The costs you’ll be paying for a live-in carer with Access Care are broken down into two parts: the fee for the carer who provides his/her services; and the agency fee for the service provided by Access Care. We have broken down all our fees in one easy to read table which you can view here, and as always you can give us a call to discuss options tailored to you or your loved one.
Did you also know you can get help with funding for live-in care? For example, there may be funding available for the care you or your loved one requires from the NHS or your local authority.
So why not chat to these guys and see if they can help you:
Attendance Allowance is designed to help disabled people aged 65 and over who require help with personal care. This isn’t means-tested and it’s also tax free. The Attendance Allowance is paid at 2 different rates and it really depends on the level of care you require which determines how much you receive. Visit gov.uk for more information.
NHS Continuing Healthcare is a free package of care designed for those people who have significant ongoing healthcare needs which is arranged and funded by the NHS. If you receive care in your own home, the NHS can cover costs of support which you require from health professionals - these include carers who help you with things like washing and dressing. You must be assessed by healthcare professionals and they will be looking at things like the type of care you need, the complexity of care, and risks. Eligibility to receive continuing healthcare is always based on these needs, rather than your particular diagnosis or condition. Find out more on the NHS website.
Local Authority funding for care can help if you have been assessed as needing care by professionals. A financial assessment will tell if you need to pay towards your care based on your income, tax credits, benefits, and disability related expenses. If you need to receive live-in care, your local authority needs to make sure that after you have paid for the care you have enough money to meet your living costs like food and rent/mortgage payments.